Wow, who would have thought homeowners would get angry?

Families who endured years of anguish or lost their homes due to banks wrongly reporting they were behind on their mortgage payments are calling the compensation payments, many of which number in the low hundreds, “insulting.” NBC’s Lisa Myers reports.

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  • Minister Johnson

    The next housing shock


    5, JULY 2013 WRITER

    On May 11, 2010, Lamont Johnson a Sacramento, California
    picky pay loan victim filed an action against Wachovia Bank FSB and its agents
    in the Northern District of California. Facing
    foreclosures and evictions by Wells Fargo Bank Johnson with little cash attempted
    to become a part of a pending Class Action case filed in the Northern District
    before Judge Jeremy Fogel (Mandrigues v. World Savings Bank, Inc., et al.) Upon
    Filing his case, Johnson immediately served Wells Fargo banks, Unlawful
    Detainer Attorney, Fred Kaiser. Wells
    Fargo Attorney Kaiser ignored the complaint. Johnson’s case was subsequently transferred
    from the Northern District to the Eastern District of Sacramento on October 21,
    2010 Case NO. 2:10-cv-02839, Johnson vs. Wachovia Bank FSB et al. Johnson
    initially filed his case Pro Se and later hired Attorney Roxanne Mosley. Mosley
    represented Johnson for a short period of time eventually abandoning Johnson’s

    On or about August
    31, 2011 Johnsons case came before newly appointed Eastern District Court Judge
    Carolyn Delaney. October 6, 2011
    Delaney filed an Order to Show Cause. On October 21, 2011 Johnson filed a
    Substitution of Attorney and a response to the Delaney Order to show
    Cause. Just entering the case, Johnson
    had been requesting from Delaney time to restructure and update his claim
    because there were defects in his First amended complaint and so much more
    violations that had occurred since Johnson’s original filing. Delaney denied
    Johnson that opportunity and on April 11, 2012, Document Query 46, Delaney
    ordered Johnson to Serve on Defendants
    Wells Fargo Bank Johnsons defective
    complaint drafted by Johnson’s previous
    Attorney Mosley. Defendants Wells Fargo
    Bank after being served immediately filed a Motion to dismiss. Delaney thereafter decided on her own and in
    violation of her oath, her duty and the law, set Johnsons case on a course to
    intentionally dismiss his case.

    As Johnson filed his
    opposition to Defendant Wells Fargo Banks, Motion to dismiss, Johnson attached
    his proposed Second amended complaints to his answers, despite Delaney’s
    attempt to stop him from repairing his claims. Johnson added claims of Quiet
    Title, Racketeering under Rico, Mail Fraud, Wire Fraud, Conspiracy to foreclose
    using false and fraudulent document and affricatives. Johnson attached
    documented evidence showing that Wells Fargo Bank employees robo-signed and
    used forged and false documents to foreclose. Some of Johnsons attached
    evidence show that documents were notarized but not even signed. Johnson even
    attached documents that were back dated. To top it off, Johnson showed that
    defendants made a material alteration on his Deed of Trust for his Yorktown
    Property. It was changed from its original form and filed with the wrong
    address. Johnson’s Yorktown property Deed of Trust clearly illegally had an
    unreferenced attachment to it in an attempt to repair the defect in the legal
    description. The attachment was done after Johnson signed the contract. What was most difficult for Johnson to deal
    with was that he was disabled and going through a major depression and stress at
    the time and seeking counseling. Johnson always informed Delaney in his
    documents to be patient with him because he was going through this and it will
    take him more time to complete his Second Amended complaint. Delaney ignored Johnson’s

    On September 12, 2012
    Delaney moved forward with defendant Wells Fargo’s Motion to dismiss trail.
    Transcripts show that District Court Judge Delaney conducted the trial to look
    procedural, but it was a sham trial. Despite all the evidence of fraud , and
    serious causes of actions Johnson claimed, Delaney intentionally and in violation of her oath and Duty suppressed
    all Johnson’s arguments, case law, arguments and evidence and refused at the
    hearing to allow any allegations of fraud to be put on record. Delaney asked
    both Johnson and Defendants Wells Fargo one main question. What is your legal
    theory? Delaney thereafter dismissed Johnson’s unfinished second amended
    complaint on the spot.

    The mistake that District Court Judge Delaney made was that
    she drafted, filed and mailed fraudulent Findings and Recommendations conclusion
    order #65 that dismissed Johnson’s case by intentionally misrepresenting Johnson’s
    legal theory and by suppressing Johnson’s legal arguments and Fraud evidence
    that were attached to his complaint. Delaney intentionally drafted her order to
    construe around case law and evidence Johnson presented as if they did not
    exist. District Court Judge Delaney knew of Defendant Wells Fargo Banks
    fraudulent activities. They were common knowledge. Delaney’s employer along with 49 other States
    Attorney Generals, were part of a nationwide Class Action which identified the
    same fraudulent conduct by these same defendants. Delaney intentionally
    suppressed Johnson’s evidence because she did not want a Pro Se Plaintiff (Johnson)
    to win his case. District Court Judge Delaney knew that if she acknowledged verbally
    or in writing the fraud that she would be required to leave Defendants Wells
    Fargo Bank right where they stand without a defense. Delaney refused to allow
    this to happen as duty required her to do. In fact, in Johnson’s current
    appeal, he claims that the District Court altered the trial transcripts when it
    found out he was going to appeal the decision. All allegations are on the
    online Pacer cite. The Courts suppression
    of the banks fraud is clear. Johnson’s appeal outlines the Courts legal
    violations. Johnson is currently awaiting the appeals Court ruling in the ninth
    Circuit in Sacramento, California. Johnson believes that the appeals Court will
    help the District Court Judge cover up her fraudulent conduct. Watch for
    yourself. This will make Johnson a victim again and never hold the banks
    liable. In California, no person has won a Quiet Title Claim in our Eastern
    District Court. This can only be intentionally done and created by the District
    Courts own agenda policy because it is not by law. Johnson filed documents in
    the Appeal Courts that show that The District Court Judge was acting
    unlawfully. Johnson showed that the Judge regularly dismisses Pro Se Plaintiffs
    cases whom showed the Court Fraudulent documents. The Courts are trying to stop
    the flood of cases being filed by violating the Constitutional right to a trial
    of the Plaintiffs even when it sees the fraudulent documents. It is not suppose
    to do this. This is not the Courts job and it is illegal.

    The worst thing about all of this, is that Delaney ignored the basics of
    fraudulent documents. She actually ignored evidence that Johnson showed her
    that there was 2 Foreclosures on the same property. The property was foreclosed
    on by the Homeowners Association and the changed title. The property was then
    foreclosed on by Wells Fargo Bank using Johnson’s name. The Court saw all the documents , ignored
    them and decided in favor of Wells Fargo Bank when by law does not say the
    same. Elementary law states when the Court is presented with the Fraud, it MUST
    leave the defendants where they are. The Court Cannot aid the Defendants in an illegal
    transaction as Delaney did here. Go to Johnson v Wells Fargo Bank Ninth
    District Court of Appeals in California. Case # 12-17393.

  • brother Timothy

    My p.m.I was 167.20. My interest was 7.175. My loan was 48,000.00. I paid out 18,000.00 in PMI I was making pmts but an insurance company refused to pay for the antibiotics that my wife needed. The infection went to her heart. Open heart surgery, while in ICU Arkansas Medicaid dropped her. We had to pay her insurance premiums. We lost the use of area Agency on aging to take her to dialysis . Fannie Mae took back my loan. They admitted that they over charged us with PMI. They agreed to sell the house back for 69,000.00. I couldn’t afford that. Now they will sell it to anyone else for 40,000. House is smaller than they are advertising. I told Fannie Mae. That there is no reason that anyone should lose their home. I have the solution on my blog.

    We have 18.6 million vacant homes because of evictions homes that hasn’t sold. These homes has no pizza delivery no utilities no insurance. The problem of foreclosure is taking us from a bad recession to a bad depression. I now have full time work.

  • Lisa Mcgrath

    We lost every thing, I was going thru Chemo and we were in an ARM Loan it went from 7.5% to over 11% and the gal that was helping us refinance our loan was fired and never ran the paper work thru and we did not know so we were making the new lower payment. That put us behind and they foreclosed on us. We received a $3oo check and were told we were wrongfully foreclosed on 3 years later. We were suppose to receive a packet to fill out to get a bigger sum and we never received it – they sent to the house we lost.
    Now we are trying to buy a house and can not find any information to show that we do not owe for that house. No one will help us, all we need is a letter from US Bank stating it was satisfied – they can not find anything to prove that, yet we are not in their system showing ever had a loan. Digging thru the past has been very difficult and stressful. Thankful the debt is gone, but need to be able to show why.

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